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Retirement Income Planning
When you need help understanding how to plan your retirement income, you will have to review numerous aspects of your finances. At Ivanoff Advisors, we will take the time to understand your retirement goals and help you address simple questions like, “How much do I need to retire?” We will explain how your retirement age impacts your retirement income, and what retirement investments will best meet your retirement income planning needs.
We understand that retirement planning can feel complicated. We take all the needed steps to help you with your retirement income needs. We will address your needs and help you determine what investments, including annuity products, can help you make the most of your retirement income.
If you are in LA and Orange Counties, you can count on us to help you decide how to plan your retirement income. We will take the time to make sure you understand what investments will help you best meet your retirement income goals and make sure you are aware of how your retirement age impacts Social Security income. Retirement should be relaxing and worry-free. We will help you get the right wealth management tools customized to your retirement needs and make sure you understand the answer to “How much will I need to retire?”, so you can start on a path to preparing today.
Long-Term Care
When planning for retirement, it’s easy to overlook long term care insurance, or LTC. After all, no one wants to imagine a day when they may not be able to care for themselves but purchasing long term care insurance is a key component in a comprehensive financial plan. People are living longer than ever, the cost of care is increasing, and Medicare doesn’t cover all the costs of long term care. It just makes sense to protect yourself — and your estate — by planning for this significant cost.
Thinking about LTC insurance now can save you a lot later. Investing in the right policy will protect you in the future by providing benefits when you need care. Even if you don’t utilize the benefits, your estate will receive the policy value, tax-free. Now is the time to plan ahead to mitigate future risk. When you’re ready to explore your options, we are here to help.
Maximizing Social Security
This is one of the most common questions we’re asked at Ivanoff Advisors, and it’s easy to see why. Social Security payments play a key role in your retirement plan, and if you aren’t maximizing your benefits, you are losing out on an income stream that is guaranteed for life. When integrated into a comprehensive portfolio, Social Security income can help you shore up your financial future. We will work with you to optimize your payments. We’ll help you clarify your financial goals so you can make informed decisions about your future. Using a Social Security estimator is a first step toward determining how much Social Security pays. Our experts can help you determine the optimal time to apply, so you can focus on maximizing your benefits.
Before you apply for Social Security, we’ll use an estimator and analyze your benefits statement to answer the question: “How much Social Security will I get?” No matter where you are in LA or Orange County, contact us today to learn how we can assist with your retirement planning.
Medicare
Navigating the evolving landscape of Medicare can be complex, and at Ivanoff Advisors, we’re here to guide you through the changes on the horizon. If you’re in Orange County, Los Angeles, understanding these shifts is crucial for optimizing your healthcare coverage. We specialize in helping you anticipate and plan for potential costs based on your income, ensuring that your savings are protected.
For our neighbors in Los Angeles, exploring options such as long-term care plans may provide added security for future needs. Contact us, and our dedicated team will provide healthcare solutions tailored to your specific circumstances, ultimately leading to a more financially secure future. Trust Ivanoff Advisors to be your partner in navigating the intricacies of Medicare and securing the best possible outcomes for your healthcare needs.