With over 40 years of experience in retirement planning, Paul has become somewhat of an industry mentor. It has been his privilege to visit with and structure a retirement for more than 6,000 families. Many of these folks were ready for retirement but their financial portfolios were not ready to provide income that could last up to 30 years. Paul has protected thousands of his clients from the nursing home, government taxation, market volatility and low yields from their banks. He finds it extremely rewarding to help his clients find income they didn’t know they had by maximizing their Social Security, 401(k)s, IRAs, savings and portfolios.
Paul prizes the independence of his practice. “I work for my client and no one else,” he says. “Being independent, I get to show my clients the best of everything, whereas If I worked at a bank or brokerage firm, they would only get to see products tied to fees.” Besides his belief in offering zero-fee annuities, Paul personally owns the products he offers. He provides same-day response times for his clients over a six-day work schedule. And he makes sure each client has a succession plan in place for their security. Part of these succession plans involve Paul’s son Travis, who has his Series 65 designation, and Paul’s wife Sadie, a former registered nurse who provides clients with Medicare advice.
Paul resides in Cypress, Calif., and he and Sadie have three sons and three daughters, “just like the Brady Bunch,” he jokes. In his free time, he enjoys working with Travis at the Pacific Coast Youth Foundation, a nonprofit for at-risk youth in Orange County. He is also an avid softball pitcher. Paul and Sadie have eight grandkids.
Travis has been licensed in the insurance industry for over 16 years. Growing up in the retirement planning business, Travis followed Paul’s footsteps, picking up his dad’s best practices along the way. Travis believes these years proved to him the importance of client relationships. “I love connecting with my clients and building rapport. Some of my appointments have lasted as long as four hours,” he said, laughing. “I’m told I’m like family to some of my clients.”
Travis believes in taking the time to make sure his clients understand the investment subjects before them and which options provide the best fit for their retirement plan. His investment philosophy stresses that it’s not what you make, but what you keep, promoting a safety-first approach with various strategies for growth.
Travis resides in Cypress, Calif. He is the vice president and development director for Pacific Coast Youth Foundation, a nonprofit for at-risk youth in Orange County that began as a memorial to his cousin Ernie. Travis enjoys snowboarding, surfing, camping, fishing, and golf in his free time. He and his wife welcomed their second daughter together in October. They also have a golden retriever named Baloo.